Ms Fatima-Ezzahra, RAFIE Mohamed First University, Morocco
Ms. Fatima-Ezzahra Rafie is an economist specializing in external financing and financial vulnerability in emerging and developing countries. She is pursuing her PhD in Economics at Mohammed First University, Oujda, Morocco, focusing on strategic international fundraising allocations. She holds a diploma in Financial and Accounting Management and a Bachelor’s in Economics, both earned with honors. Currently an Administrator at the Ministry of Economy and Finance, she has experience in financial advisory and business valuation. Fluent in five languages, she has presented at global conferences and published in esteemed journals on debt sustainability and public financial management. 🌟📈✍️
Publication Profile
google scholar
Education
Ms. Fatima-Ezzahra Rafie is a dedicated researcher pursuing a PhD in Economics at Mohammed First University, Oujda, Morocco, since December 2021. Her thesis focuses on the optimal and strategic allocations of international fundraising. She was a Visiting PhD Fellow (Sep–Nov 2022) at Alexandru Ioan Cuza University, Romania, exploring external financing and financial vulnerability in emerging economies. She earned a diploma in Financial and Accounting Management (2019–2021) with high honors and a bachelor’s degree in Economics (2016–2019) with distinction. Her academic excellence began with a Baccalaureate in Mathematical Sciences (2016). Fatima combines financial expertise with a global perspective. 📊🌐
Employment
Ms. Fatima-Ezzahra Rafie is an accomplished administrator currently serving at the Ministry of Economy and Finance – General Treasury of the Kingdom in Rabat since November 2024. She previously gained valuable experience as a Financial Advisory Intern at Chariba Expertise, Oujda, from March to June 2021. During her internship, she focused on capital amortization, business valuation, and the development of an advanced model for the valuation of ‘actions de jouissance’ (a special type of shares). Her expertise lies in financial modeling and strategic valuation techniques, reflecting her commitment to excellence in the financial domain. 💼📊
Conference presentations
Ms. Fatima-Ezzahra has actively contributed to international conferences addressing key economic challenges. At the Gestion 360° Roundtable in Oujda, Morocco (December 2023), she explored effective strategies for international fundraising. At the EUconomics Conference in Romania (March 2023), her research examined the link between public debt sustainability, foreign reserves, and fixed exchange rates. Her GEBA 2022 presentation emphasized foreign direct investment as a strategic alternative to sovereign debt. At conferences in India and Italy (2022), she analyzed the impact of public financial management on Moroccan debt and the economic growth-debt nexus, showcasing her expertise in fostering sustainable financial practices. 📊🌟
Research Focus
Ms. Fatima-Ezzahra Rafie’s research focuses on public debt sustainability, economic growth, and financial management using empirical and machine learning approaches. Her work investigates the determinants of Moroccan indebtedness and the economic impact of debt buildup waves. By employing innovative methodologies, such as machine learning, she enhances understanding of public external debt dynamics and their relationship to economic growth. Her studies contribute to policy design in debt management and economic sustainability, addressing critical financial challenges in Morocco. This research integrates econometrics, data analysis, and economic policy frameworks. 🌍📊💰
Publication Top Notes
Public external debt sustainability assessment: towards a machine learning based approach
Debt Buildup Waves and Economic Growth Nexus: An Empirical Investigation of Morocco
Effect of Public Financial Management on Foreign Debt Accumulation: An Empirical Investigation into the Determinants of Moroccan Indebtedness
Effect of Public Financial Management on Foreign Debt Accumulation: An Empirical Investigation into the Determinants of Moroccan Indebtedness
Conclusion
Ms. Fatima-Ezzahra Rafie is a distinguished researcher specializing in financial vulnerabilities in emerging markets and sustainable debt management. Her groundbreaking work has led to impactful publications, offering innovative insights into global economic resilience. With a strong academic background and professional achievements, she has significantly contributed to understanding fiscal challenges and developing forward-thinking solutions. Ms. Rafie’s research not only informs policy but also promotes sustainable economic practices. Recognized for her dedication and expertise, she is a commendable candidate for the Best Researcher Award. Her efforts embody a commitment to advancing financial stability and sustainability. 📊🌍✨